Spray foam insulation fills the nooks and crannies in the walls of this energy-efficient Florida home. | Photo courtesy of FSEC/IBACOS.
Foam core structural insulated panels are built in a factory, shipped to the jobsite, and assembled. | Photo courtesy of Michael Baechler.
Insulation in your home provides resistance to heat flow. The more heat flow resistance your insulation provides, the lower your heating and cooling costs. Properly insulating your home not only reduces heating and cooling costs, but also improves comfort.
How Insulation Works
To understand how insulation works it helps to understand heat flow, which involves three basic mechanisms -- conduction, convection, and radiation. Conduction is the way heat moves through materials, such as when a spoon placed in a hot cup of coffee conducts heat through its handle to your hand. Convection is the way heat circulates through liquids and gases, and is why lighter, warmer air rises, and cooler, denser air sinks in your home. Radiant heat travels in a straight line and heats anything solid in its path that absorbs its energy.
Most common insulation materials work by slowing conductive heat flow and -- to a lesser extent -- convective heat flow. Radiant barriers and reflective insulation systems work by reducing radiant heat gain. To be effective, the reflective surface must face an air space.
Regardless of the mechanism, heat flows from warmer to cooler until there is no longer a temperature difference. In your home, this means that in winter, heat flows directly from all heated living spaces to adjacent unheated attics, garages, basements, and even to the outdoors. Heat flow can also move indirectly through interior ceilings, walls, and floors -- wherever there is a difference in temperature. During the cooling season, heat flows from the outdoors to the interior of a house.
To maintain comfort, the heat lost in the winter must be replaced by your heating system and the heat gained in the summer must be removed by your cooling system. Properly insulating your home will decrease this heat flow by providing an effective resistance to the flow of heat.
An insulating material’s resistance to conductive heat flow is measured or rated in terms of its thermal resistance or R-value -- the higher the R-value, the greater the insulating effectiveness. The R-value depends on the type of insulation, its thickness, and its density. When calculating the R-value of a multilayered installation, add the R-values of the individual layers. Installing more insulation in your home increases the R-value and the resistance to heat flow. To determine how much insulation you need for your climate, consult a local insulation contractor.
The effectiveness of an insulation material’s resistance to heat flow also depends on how and where the insulation is installed. For example, insulation that is compressed will not provide its full rated R-value. The overall R-value of a wall or ceiling will be somewhat different from the R-value of the insulation itself because heat flows more readily through studs, joists, and other building materials, in a phenomenon known as thermal bridging. In addition, insulation that fills building cavities densely enough to reduce airflow can also reduce convective heat loss.
Unlike traditional insulation materials, radiant barriers are highly reflective materials that re-emit radiant heat rather than absorbing it, reducing cooling loads. As such, a radiant barrier has no inherent R-value. Although it is possible to calculate an R-value for a specific radiant barrier or reflective insulation installation, the effectiveness of these systems lies in their ability to reduce heat gain by reflecting heat away from the living space.
The amount of insulation or R-value you'll need depends on your climate, type of heating and cooling system, and the part of the house you plan to insulate. To learn more, see our information on adding insulation to an existing house or insulating a new house. Also, remember that air sealing and moisture control are important to home energy efficiency, health, and comfort.
All of Alaska in Zone 7 except for the following boroughs in Zone 8:
- Northwest Arctic
- Southeast Fairbanks
- Fairbanks N. Star
- Wade Hampton
- North Slope
Zone 1 includes:
- Puerto Rico
- Virgin Islands
*These recommendations represent cost-effective levels of insulation based on the best available information on local fuel and materials costs and weather conditions. Consequently, the levels may differ from current local building codes.
How Much Insulation Does My Home Need?
For insulation recommendations tailored to your home, visit the Home Energy Saver tool.
|Zone||Gas||Heat Pump||Fuel Oil||Electric||Attic||Cathedral Ceiling||Cavity||Insulation Sheathing||Floor|
|1||•||•||•||•||R30 to F49||R22 to R38||R13 to R15||None||R13|
|2||•||•||•||R30 to R60||R22 to R38||R13 to R15||None||R13|
|•||R30 to R60||R22 to R38||R13 to R15||None||R19 - R25|
|3||•||•||•||R30 to R60||R22 to R38||R13 to R15||None||R25|
|•||R30 to R60||R22 to R38||R13 to R15||R2.5 to R5||R25|
|4||•||•||•||R38 to R60||R30 to R38||R13 to R15||R2.5 to R6||R25 - R30|
|•||R38 to R60||R30 to R38||R13 to R15||R5 to R6||R25 - R30|
|5||•||•||•||R38 to R60||R30 to R38||R13 to R15||R2.5 to R6||R25 - R30|
|•||R38 to R60||R30 to R60||R13 to R21||R5 to R6||R25 - R30|
|6||•||•||•||•||R49 to R60||R30 to R60||R13 to R21||R5 to R6||R25 - R30|
|7||•||•||•||•||R49 to R60||R30 to R60||R13 to R21||R5 to R6||R25 - R30|
|8||•||•||•||•||R49 to R60||R30 to R60||R13 to R21||R5 to R6||R25 - R30|
Types of Insulation
To choose the best insulation for your home from the many types of insulation on the market, you’ll need to know where you want or need to install the insulation, and what R-value you want the installation to achieve. Other considerations may include indoor air quality impacts, life cycle costs, recycled content, embodied energy, and ease of installation, especially if you plan to do the installation yourself. Some insulation strategies require professional installation, while homeowners can easily handle others.
Insulation materials run the gamut from bulky fiber materials such as fiberglass, rock and slag wool, cellulose, and natural fibers to rigid foam boards to sleek foils. Bulky materials resist conductive and -- to a lesser degree -- convective heat flow in a building cavity. Rigid foam boards trap air or another gas to resist conductive heat flow. Highly reflective foils in radiant barriers and reflective insulation systems reflect radiant heat away from living spaces, making them particularly useful in cooling climates. Other less common materials such as cementitious and phenolic foams and vermiculite and perlite are also available.
- Find an Insulation Contractor in Your Area
- Frequently Asked Questions About Insulation
- Home Energy Saver Calculator - Recommendations and Payback for Energy-Saving Upgrades
- High-Performance Insulation Professionals
- Cellulose Insulation Information
- Fiberglass, Rock Wool, and Slag Wool Insulation Information
- Polyisocyanurate Product Information
- Reflective Insulation Systems Information
- Spray Polyurethane Foam Information
- Reflective Insulation, Radiant Barriers and Radiation Control Coatings (2002). RIMAI
- Climate-Specific Construction Details - buildingscience.com
- Green Building Information - BuildingGreen.com
- Insulation and Energy Efficiency Information - Home Energy: The Magazine of Residential Energy Conservation
- Insulation: Thermal Performance is Just the Beginning - BuildingGreen.com