You are here

Low-Interest Energy Loan Programs

Eligibility 
Agricultural
Commercial
Industrial
Institutional
Local Government
Residential
Schools
State Government
Savings Category 
Heat Pumps
Lighting
Photovoltaics
Solar Water Heat
Maximum Rebate 

Residential: $15,000
All others: $100,000

Program Info
State 
Idaho
Program Type 
State Loan Program
Rebate Amount 

Residential Loans (including renewable energy loans): $1,000 to $15,000
Commercial Loans: $1,000 to $100,000
Commercial Renewable Loans: Up to $100,000

Provider 
Office of Energy Resources

The Idaho Governor's Office of Energy Resources (OER) State Energy Loan Program offers low-interest loans to make building improvements that will conserve energy and increase energy efficiency projects in Idaho. Loans are leveraged by utility incentives as well as federal and state tax credits and deductions. Loans are 4% interest with 5 year terms. Applications are evaluated on the basis of credit; all loans must be secured with real estate and/or equipment. As of February 1, 2011, loan applicants will be charged credit analysis fees incurred by the Idaho Governor's Office of Energy Resources. Fees for residential loans are $100 and fees for commercial loans are $250. The fee is due after the project analysis is completed and before the credit analysis is initiated. Loans are available for retrofit only, with the exception of some renewable resources.