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Left to Our Own Devices – Financing Efficiency for Small Business and Low-Income Families (2009 Environmental Defense Fund Report)

There is a widely known gap between cost-effective behavior, consumption patterns and actual marketplace conditions. This engineering gap/efficiency gap is particularly the case for low-income households and small businesses, which tend to depend on older, inefficient equipment. This study identifies the limitations of current and potential of relatively new mechanisms for efficiency investment micro-financing.