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Agreement for Minority Financial Institutions Participation in the Bank Deposit Financial Assistance Program

As  a condition of  participation in the Bank Deposit Financial Assistance Program 
(BDFAP), the Minority Financial lnstitution fully agrees to comply with the intent of  the 
program, the instructions provided by the Administrative Financial lnstitutions (AFls), 
which serve as "trustees" for the Depositor, and the terms set forth below.  In this 
Agreement  the term "Depositor" refers to the U.S. Department of Energy and the term 
"Regulatory Agency" refers to the Federal Deposit Insurance Corporation for banks and 
the Office of Thrift Supervision for savings and loan associations or to their legally 
constituted successor insurance administrators.